Types of Fire Insurance We Offer
- Fire & Allied Perils Insurance
- Industrial All Risks Insurance
- Power Plant Insurance
Standard Fire Insurance Policy
The primary objective of this policy is to protect against financial losses from fire or related perils. Coverage includes:
- Buildings or parts of buildings
- Plant and machinery
- Furniture, fixtures and fittings
- Goods and merchandise
- Stocks of various types
Direct Risks Covered
The standard policy covers accidental fire, lightning and explosions (limited to domestic boilers or gas):
- Fire: including fires from explosions or other causes
- Lightning: whether fire results or not
- Explosion: limited to domestic boilers or gas usage
Additional Risks (with extra premium)
Extend your policy to include coverage for:
- Riot and strike damage (RSD)
- Commercial explosion damage
- Malicious damage
- Aircraft damage
- Impact damage
- Bursting of pipes
- Tsunami
- Electrical claims (Type B)
- Earthquake
- Cyclone
- Flood
- Landslide / Hill slide / Landslip
Frequently Asked Questions
Fire Insurance generally covers damages caused by fire, lightning and explosions (domestic boilers or gas). Policies can also be extended to cover natural disasters and man-made incidents with an additional premium.
Yes, by paying an extra premium you can include risks like earthquake, cyclone, flood, landslide and tsunami in your fire insurance policy.
Fire insurance policies are usually issued for a maximum duration of one year. After that, the policy needs to be renewed.
Any individual, business owner or organization with property, stock or machinery at risk of fire damage can purchase a fire insurance policy.
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