Best Travel Insurance in Bangladesh
IDRA-approved plans — Schengen visa (€30,000), Student, Business, Hajj & Umrah. Instant online policy. 24/7 emergency support.
What is Travel Insurance & Why Do You Need It?
Travel insurance, also known as Overseas Mediclaim Insurance (OMP), is a financial protection policy that covers Bangladeshi citizens traveling abroad for business, vacation, study, employment, or pilgrimage (Hajj & Umrah).
Medical treatment in countries like Germany, USA, or Canada can cost lakhs of Taka for a single hospital visit. A small travel insurance premium protects you from life-changing financial emergencies — hospital bills, medical evacuation, lost baggage, flight cancellations, and more.
For Schengen visa applicants, travel insurance with minimum €30,000 medical coverage is not optional — it is legally mandatory. Without it, your visa application will be rejected.
All 29 Schengen countries · Turkey · UAE · Qatar · Oman · Singapore · Thailand · Vietnam · Nepal · Indonesia · Philippines · Russia · Egypt · UK
🛡️ MIIPLC Travel Insurance — At a Glance
- IDRA-approved & fully regulated in Bangladesh
- Accepted by all Schengen embassies in Dhaka
- Medical coverage up to $100,000 (USA/Canada)
- Schengen minimum €30,000 guaranteed
- Online purchase — policy in 2 minutes
- Payment via bKash, Nagad, Card, Net Banking
- 24/7 emergency helpline while abroad
- Plans for Students, Hajj, Business & more
- Hard copy delivered to your door free
- Instant email certificate for visa application
Why Thousands of Bangladeshis Choose MIIPLC for Travel Insurance
We've helped students, families, business professionals, and pilgrims travel with confidence.
IDRA Approved & Regulated
Fully licensed by the Insurance Development and Regulatory Authority (IDRA) of Bangladesh. Legally valid and recognized by governments, embassies, and hospitals worldwide.
Schengen Embassy Accepted
Our certificates are accepted by all Schengen embassies in Dhaka — including Germany, France, Italy, Netherlands, Spain, and all 29 member states. Embassy format guaranteed.
Most Affordable Plans
MIIPLC offers the most competitive travel insurance premiums in Bangladesh. Pay only for the coverage you need. No hidden fees, no surprise charges.
Instant Policy in 2 Minutes
Visit our portal, choose a plan, fill your details, pay, and your policy certificate arrives in your email within 2 minutes. Submit it with your visa application the same day.
24/7 Emergency Support
Hospitalized abroad at 3am? Our 24/7 emergency helpline connects you with TPA claim handlers worldwide — arranging medical care and providing full claim support in a crisis.
Hajj & Umrah Specialist
Dedicated travel insurance plans for Hajj and Umrah pilgrims — covering medical emergencies, trip interruption, and 24/7 support during your sacred journey to Saudi Arabia.
100% Online Process
Everything is digital — purchase, policy, claims. No office visits required. Pay via bKash, Nagad, credit/debit card, or internet banking. Hard copy delivered free to your door.
Fast & Easy Claims
Submit claims online or at any branch. Dedicated claims team ensures fair, timely settlement. Compensation transferred directly to your bank account.
What Does MIIPLC Travel Insurance Cover?
Comprehensive protection covering every risk of international travel — from the moment you leave Bangladesh to when you return home safely.
Emergency Medical & Hospitalization
Hospital admission, emergency surgery, ICU charges, specialist consultation, and medicines. Up to $100,000 for USA/Canada, $50,000 worldwide, €30,000 Schengen.
Medical Evacuation
If critically ill abroad, we arrange and cover emergency medical evacuation back to Bangladesh with full medical care during transport. Repatriation of mortal remains also covered.
Trip Cancellation & Interruption
Reimbursement for non-refundable costs if your trip is cancelled or cut short due to illness, death of a family member, or natural disaster.
Lost, Stolen & Delayed Baggage
Financial compensation if your checked baggage is lost, stolen, or significantly delayed by the airline. Covers essential items you need to purchase during a long delay.
Flight Delay Coverage
Compensation for meals, hotel accommodation, and necessary expenses when your flight is delayed beyond the specified number of hours.
Lost Passport & Documents
Coverage for emergency expenses if your passport or travel documents are lost or stolen abroad — including costs to arrange emergency travel documents.
Personal Liability
Protection if you accidentally injure another person or damage their property during your international trip. Covers legal expenses and compensation costs.
Emergency Dental Treatment
Coverage for emergency dental pain relief required during your trip. Specifically for sudden dental emergencies that cannot wait until you return home.
24/7 TPA Assistance Hotline
Round-the-clock access to our Third Party Administrator (TPA) helpline — arranging hospital admissions, emergency cash coordination, and travel assistance from anywhere in the world.
⚠️ General Exclusions (What is Not Covered)
Standard travel insurance does not cover: pre-existing medical conditions (unless stated), self-inflicted injuries, war/terrorism, routine medical check-ups, pregnancy (after 28 weeks), extreme sports without add-on, and travel against medical advice. Please read your policy wording carefully.
Travel Insurance Plans for Every Bangladeshi Traveler
Choose the plan that matches your travel purpose. All plans are IDRA-approved and accepted for visa applications worldwide.
Business & Holiday
- $100,000 — USA & Canada
- €30,000 — Schengen Countries
- $50,000 — Worldwide
- Emergency Medical & Hospital
- Medical Evacuation
- Trip Cancellation
- Lost Baggage & Passport
- Flight Delay Compensation
- 24/7 TPA Hotline
Student Plan
- $50,000 Coverage (Worldwide)
- €30,000 for Schengen
- Student Visa Compliant
- Medical Emergencies
- Emergency Evacuation
- Lost Passport & Documents
- Personal Liability
- 24/7 TPA Support
Employment Plan
- $50,000 Coverage (Worldwide)
- €30,000 for Schengen
- Work Visa Compatible
- Medical Emergencies
- Emergency Evacuation
- Repatriation Covered
- Personal Liability
- 24/7 TPA Support
Corporate Frequent Travel
- $50,000 (€30,000 Schengen)
- Unlimited Trips in 1 Year
- Business Travel Ready
- Medical Emergencies
- Trip Cancellation
- Lost Baggage
- Flight Delay
- 24/7 Corporate Support
🕌 Need Hajj or Umrah insurance? Need a group plan? Call 01812-306133 or WhatsApp us for a custom quote.
Schengen Visa Travel Insurance from Bangladesh — Complete Guide
Everything you need to know about getting the right insurance for your Schengen visa application from Bangladesh.
🇪🇺 Schengen Travel Insurance — Mandatory for Bangladeshis
Bangladesh passport holders require a Schengen visa to visit any of the 29 European Schengen countries. Travel insurance is legally mandatory as part of the visa application — without it, your application will be rejected.
- Minimum €30,000 medical coverage required
- Must cover entire Schengen area (not just one country)
- Must cover full trip duration including all travel dates
- Emergency medical evacuation must be included
- Repatriation of remains must be covered
- MIIPLC policy letter accepted at all embassies
- Instant email certificate ready for visa documents
📊 Schengen Coverage at a Glance
Travel Insurance for Popular Destinations from Bangladesh
Different destinations have different insurance requirements. Here's your quick guide.
Europe (Schengen)
€30,000 minimum. Mandatory for visa. Zero deductible.
USA & Canada
$100,000 recommended. Medical costs are very high.
Saudi Arabia
Hajj & Umrah specialist plans. Group options available.
Thailand
Travel insurance required for entry. Worldwide plan.
UAE (Dubai)
Highly recommended. Affordable worldwide plan covers UAE.
United Kingdom
Worldwide plan. Coverage for NHS gaps and private care.
Malaysia & Singapore
Singapore requires insurance. Affordable worldwide plan.
All Other Countries
Worldwide plan covers 100+ countries. $50,000 coverage.
Who Should Buy Travel Insurance from Bangladesh?
Travel insurance is essential for every Bangladeshi leaving the country. Here are the people who benefit most.
Students Abroad
Schengen & student visa coverageFamilies
Holiday & vacation plansBusiness Travelers
CFT annual planHajj & Umrah Pilgrims
Dedicated pilgrim plansOverseas Workers
Employment plan, 12 monthsHoliday Tourists
Single trip, up to 180 daysSenior Citizens
Higher coverage recommendedCorporates
Group & annual plansHow to Buy Travel Insurance Online in Bangladesh
Get covered in under 2 minutes — fully online, no paperwork, no office visit.
Visit the MIIPLC Travel Insurance Portal
Go to travelinsurance.miiplc.com — our secure, dedicated online platform. Available 24/7, on mobile or desktop.
Select Your Travel Purpose & Destination
Choose your plan type: Business & Holiday, Student, Employment, or Corporate Frequent Travel. Select your destination country and enter your travel dates.
Fill in Traveler Information
Enter your name (as per passport), passport number, date of birth, and travel dates. The form takes 2–3 minutes. For groups, you can add multiple travelers.
Pay Securely Online
Pay using bKash, Nagad, Rocket, DBBL Nexus, credit card, debit card, or internet banking. All transactions are SSL-encrypted and 100% secure.
Receive Your Policy Certificate Instantly
Your travel insurance policy certificate arrives in your email within 2 minutes of payment. Print it or show the digital copy — valid for Schengen and all visa applications. Hard copy delivered free to your home.
Travel Insurance Plan Comparison — Which is Right for You?
Compare all MIIPLC travel insurance plans side by side to find the perfect coverage.
| Feature | Business & Holiday | Student Plan | Employment Plan | Corporate CFT |
|---|---|---|---|---|
| Max Duration | 180 days | 12 months | 12 months | 1 year (30d/trip) |
| Worldwide Coverage | $50,000 | $50,000 | $50,000 | $50,000 |
| USA & Canada | $100,000 | $100,000 | $100,000 | $100,000 |
| Schengen Coverage | €30,000 | €30,000 | €30,000 | €30,000 |
| Medical Emergency | ✓ | ✓ | ✓ | ✓ |
| Medical Evacuation | ✓ | ✓ | ✓ | ✓ |
| Trip Cancellation | ✓ | ✓ | ✓ | ✓ |
| Lost Baggage | ✓ | ✓ | ✓ | ✓ |
| Schengen Visa Compliant | ✓ | ✓ | ✓ | ✓ |
| Best For | Tourism & business | Students abroad | Overseas workers | Frequent travelers |
Schengen Countries We Cover — Student & Tourist Visa Insurance
MIIPLC travel insurance is accepted by all 29 Schengen embassies for both student and tourist (short-stay) visa applications from Bangladesh — with the mandatory minimum €30,000 medical coverage valid across the entire Schengen area.
| Schengen Country | Student Visa | Tourist Visa | Min. Medical Cover |
|---|---|---|---|
| Austria | ✓ | ✓ | €30,000 |
| Belgium | ✓ | ✓ | €30,000 |
| Bulgaria | ✓ | ✓ | €30,000 |
| Croatia | ✓ | ✓ | €30,000 |
| Czechia | ✓ | ✓ | €30,000 |
| Denmark | ✓ | ✓ | €30,000 |
| Estonia | ✓ | ✓ | €30,000 |
| Finland | ✓ | ✓ | €30,000 |
| France | ✓ | ✓ | €30,000 |
| Germany | ✓ | ✓ | €30,000 |
| Greece | ✓ | ✓ | €30,000 |
| Hungary | ✓ | ✓ | €30,000 |
| Iceland | ✓ | ✓ | €30,000 |
| Italy (VFS-listed) | ✓ | ✓ | €30,000 |
| Latvia | ✓ | ✓ | €30,000 |
| Liechtenstein | ✓ | ✓ | €30,000 |
| Lithuania | ✓ | ✓ | €30,000 |
| Luxembourg | ✓ | ✓ | €30,000 |
| Malta | ✓ | ✓ | €30,000 |
| Netherlands | ✓ | ✓ | €30,000 |
| Norway | ✓ | ✓ | €30,000 |
| Poland | ✓ | ✓ | €30,000 |
| Portugal | ✓ | ✓ | €30,000 |
| Romania | ✓ | ✓ | €30,000 |
| Slovakia | ✓ | ✓ | €30,000 |
| Slovenia | ✓ | ✓ | €30,000 |
| Spain | ✓ | ✓ | €30,000 |
| Sweden | ✓ | ✓ | €30,000 |
| Switzerland | ✓ | ✓ | €30,000 |
Accepted by all 29 Schengen embassies for Bangladeshi applicants. Italy also lists Mercantile on the official VFS Global accepted-insurers list (No. 11). The minimum €30,000 medical coverage is valid across the entire Schengen area.
What Bangladeshi Travelers Say About MIIPLC
Real experiences from customers who trusted MIIPLC for their international journeys.
I bought Schengen insurance for my Germany visa. MIIPLC's policy was accepted at the German Embassy in Dhaka without any issues. Visa approved, trip was amazing. Highly recommended!
My luggage was lost in Dubai airport. I filed a claim through MIIPLC's online portal and received compensation within a few days. The claim team was very responsive and helpful.
As a student going to Canada, the Student Plan was perfect — great coverage at an affordable price. Got my policy certificate via email within minutes. Very smooth process.
We bought Hajj insurance for my parents through MIIPLC. When my father fell ill in Makkah, the 24/7 hotline guided us immediately to the right hospital. Their support was invaluable.
I've used MIIPLC's Corporate Frequent Travel plan for 2 years now. Multiple trips to Singapore and Thailand — the policy covers me for the full year without buying new insurance each time.
My flight was delayed in Istanbul for 12 hours. MIIPLC reimbursed my hotel and meal costs without any hassle. The online claim submission was easy. Will always use MIIPLC!
How to File a Travel Insurance Claim with MIIPLC
We've made the claims process simple and fast. Here's exactly what to do when you need us most.
Contact Us Immediately
Reach MIIPLC immediately through our Contact Us page as soon as the incident occurs abroad. Do not wait.
Get Pre-Authorization
For medical claims, contact our TPA before hospital admission when possible. They can arrange direct billing with hospitals in many countries.
Collect All Documents
Hospital bills & reports, airline certificates (for delay/cancellation), police report (for theft), receipts for all expenses claimed.
Submit Claim Form
Submit completed claim form + all supporting documents to info@miiplc.com or at any MIIPLC branch.
Claim Verified
Our dedicated claims team reviews and verifies your claim against your policy coverage. Track status by calling our helpline.
Receive Compensation
Approved claims are processed promptly and compensation transferred directly to your bank account in Bangladesh.
Frequently Asked Questions about Travel Insurance in Bangladesh
Everything Bangladeshi travelers need to know before buying travel insurance.
Ready to Travel with Confidence?
Get your MIIPLC travel insurance policy in under 2 minutes. IDRA-approved. Worldwide coverage. Instant policy. 24/7 emergency support.