IDRA-approved plans — Schengen visa (€30,000), Student, Business, Hajj & Umrah. Instant online policy. 24/7 emergency support.
Travel insurance, also known as Overseas Mediclaim Insurance (OMP), is a financial protection policy that covers Bangladeshi citizens traveling abroad for business, vacation, study, employment, or pilgrimage (Hajj & Umrah).
Medical treatment in countries like Germany, USA, or Canada can cost lakhs of Taka for a single hospital visit. A small travel insurance premium protects you from life-changing financial emergencies — hospital bills, medical evacuation, lost baggage, flight cancellations, and more.
For Schengen visa applicants, travel insurance with minimum €30,000 medical coverage is not optional — it is legally mandatory. Without it, your visa application will be rejected.
We've helped students, families, business professionals, and pilgrims travel with confidence.
Fully licensed by the Insurance Development and Regulatory Authority (IDRA) of Bangladesh. Legally valid and recognized by governments, embassies, and hospitals worldwide.
Our certificates are accepted by Schengen embassies and consulates in Bangladesh and abroad — including Germany, France, Italy, Netherlands, Spain, and all 29 member states. Embassy format guaranteed.
MIIPLC travel insurance premiums follow IDRA-approved tariff rates — you pay only for the coverage you need, with no hidden fees or surprise charges.
Visit our portal, choose a plan, fill your details, pay, and your policy certificate arrives in your email within 2 minutes. Submit it with your visa application the same day.
Hospitalized abroad at 3am? Our 24/7 emergency helpline connects you with TPA claim handlers worldwide — arranging medical care and providing full claim support in a crisis.
Dedicated travel insurance plans for Hajj and Umrah pilgrims — covering medical emergencies, trip interruption, and 24/7 support during your sacred journey to Saudi Arabia.
Everything is digital — purchase, policy, claims. No office visits required. Pay via bKash, Nagad, credit/debit card, or internet banking. Hard copy delivered free to your door.
Submit claims online or at any branch. Dedicated claims team ensures fair, timely settlement. Compensation transferred directly to your bank account.
Comprehensive protection covering every risk of international travel — from the moment you leave Bangladesh to when you return home safely.
Hospital admission, emergency surgery, ICU charges, specialist consultation, and medicines. Up to $100,000 for USA/Canada, $50,000 worldwide, €30,000 Schengen.
If critically ill abroad, we arrange and cover emergency medical evacuation back to Bangladesh with full medical care during transport. Repatriation of mortal remains also covered.
Reimbursement for non-refundable costs if your trip is cancelled or cut short due to illness, death of a family member, or natural disaster.
Financial compensation if your checked baggage is lost, stolen, or significantly delayed by the airline. Covers essential items you need to purchase during a long delay.
Compensation for meals, hotel accommodation, and necessary expenses when your flight is delayed beyond the specified number of hours.
Coverage for emergency expenses if your passport or travel documents are lost or stolen abroad — including costs to arrange emergency travel documents.
Protection if you accidentally injure another person or damage their property during your international trip. Covers legal expenses and compensation costs.
Coverage for emergency dental pain relief required during your trip. Specifically for sudden dental emergencies that cannot wait until you return home.
Round-the-clock access to our Third Party Administrator (TPA) helpline — arranging hospital admissions, emergency cash coordination, and travel assistance from anywhere in the world.
Standard travel insurance does not cover: pre-existing medical conditions (unless stated), self-inflicted injuries, war/terrorism, routine medical check-ups, pregnancy (after 28 weeks), extreme sports without add-on, and travel against medical advice. Please read your policy wording carefully.
Choose the plan that matches your travel purpose. All plans are IDRA-approved and accepted for visa applications worldwide.
🕌 Need Hajj or Umrah insurance? Need a group plan? Call us or WhatsApp us for a custom quote.
Travel insurance from Bangladesh starts at 1,350 BDT for 14 days in non-Schengen countries such as Thailand, Malaysia and Dubai, and 1,687 BDT for 14 days in Schengen countries (age up to 40, VAT included). Your price depends mainly on your age, your destination and how many days you travel. Rates checked: 27 October 2026.
| Where you are going | From | Starting price |
|---|---|---|
| Business and holiday | ||
| All non-Schengen countries165 countriesPopular: Indonesia, Thailand, Malaysia, Dubai (UAE), Saudi Arabia (Umrah), Singapore, Nepal, Japan, Turkey, UK | 14 days | 1,350 BDTSee my price → |
| All Schengen countries29 countries · €30,000 coverPopular: Germany, Italy, France, Spain, Hungary, Poland, Romania, Portugal, Greece, Switzerland | 14 days | 1,687 BDTSee my price → |
| USA and Canada2 countries | 14 days | 2,471 BDTSee my price → |
| Schengen + USA / Canada in one trip | 14 days | 3,090 BDTSee my price → |
| Student and employment visa | ||
| All non-Schengen countries165 countriesPopular: UK, Australia, Malaysia, Japan, South Korea, China, Dubai (UAE), Saudi Arabia, Qatar, Armenia, Georgia | 30 days | 2,027 BDTSee my price → |
| All Schengen countries29 countries · €30,000 coverPopular: Germany, Hungary, Italy, Spain, France, Poland, Romania, Portugal | 30 days | 2,533 BDTSee my price → |
| USA and Canada2 countries | 30 days | 3,262 BDTSee my price → |
| Frequent business travel | ||
| Corporate frequent travellerMany trips a year under one policy | 1 year | 12,751 BDTSee my price → |
These are starting prices for age up to 40. Your price can be higher or lower depending on your age and how many days you travel.
Your exact price in 1 minute — free, no payment.
উপরের দাম ৪০ বছর পর্যন্ত বয়সের জন্য। আপনার বয়স ও দিন অনুযায়ী সঠিক দাম জানুন ১ মিনিটে — বিনামূল্যে, কোনো টাকা লাগবে না।
| Age | Price |
|---|---|
| Up to 40 | Starting price |
| 41 – 50 | about 1.5–1.9× |
| 51 – 65 | about 2.0–2.4× |
| 66 – 70 | about 6.6–7.6× |
| 71 and above | Get a quote or talk to us |
From the lowest to the highest price:
Visiting countries in more than one region? The most expensive region sets the price. Longer trips cost more in total but less per day — Schengen 14 days is about 120 BDT a day, 90 days about 54 BDT a day.
Example: a 35-year-old on a 14-day Schengen trip pays 1,687 BDT. At 45, the same trip costs about 1.5× more.
VAT (15%) included · Rates checked: 27 October 2026 · Final price is confirmed when the policy is issued.
সংক্ষেপে: Schengen-এর বাইরের দেশে (যেমন থাইল্যান্ড, মালয়েশিয়া, দুবাই) ১৪ দিন ১,৩৫০ টাকা থেকে, Schengen-এ ১,৬৮৭ টাকা থেকে (৪০ বছর পর্যন্ত, VAT-সহ) — বয়স, দেশ আর দিন অনুযায়ী দাম বদলায়।
Everything you need to know about getting the right insurance for your Schengen visa application from Bangladesh.
Bangladesh passport holders require a Schengen visa to visit any of the 29 European Schengen countries. Travel insurance is legally mandatory as part of the visa application — without it, your application will be rejected.
Different destinations have different insurance requirements. Here's your quick guide.
$100,000 recommended. Medical costs are very high.
Hajj & Umrah specialist plans. Group options available.
Travel insurance required for entry. Worldwide plan.
Highly recommended. Affordable worldwide plan covers UAE.
Worldwide plan covers 100+ countries. $50,000 coverage.
Step-by-step guides on visa requirements, costs and what your policy covers — in English and Bangla.
How Bangladeshi students apply for a Polish national (D) study visa — e-Konsulat and VFS via the Embassy in New Delhi, the document checklist, proof of money and the travel medical insurance rules, including the approved insurer list.
How Bangladeshi students get a Hungarian residence permit for studies — the visa steps, documents, the immigration office's comprehensive health insurance rule, and what scholarship holders and self-funded students should do.
Portugal's job seeker visa is closed but the D1 work visa is open. Where Bangladeshis apply (VFS New Delhi), the Indian double-entry visa, the document checklist, and the €30,000 insurance rule with a QR code.
What insurance a Bangladeshi student needs for an Italian study visa and for living in Italy — the €30,000 rule, how long to buy, real prices, the SSN (€700) and the VFS Dhaka checklist.
Which Schengen embassies in Dhaka publish an insurance company list, where to find each one, what "suggested" really means, what to do if your insurer has changed its name, and how to check a policy before you apply.
The Indonesian Embassy in Dhaka lists "travel insurance with QR code" among its visa documents. What the policy should cover, how long to buy it for, visa fees, the full checklist and the mistakes that get applications refused.
Travel insurance is essential for every Bangladeshi leaving the country. Here are the people who benefit most.
Students Abroad
Schengen & student visa coverageFamilies
Holiday & vacation plansBusiness Travelers
CFT annual planHajj & Umrah Pilgrims
Dedicated pilgrim plansOverseas Workers
Employment plan, 12 monthsHoliday Tourists
Single trip, up to 180 daysSenior Citizens
Higher coverage recommendedCorporates
Group & annual plansGet your free quote online, then talk to our team — we'll issue your policy.
Use our travel insurance quote page — choose your travel purpose, destination and dates, and see your price in seconds.
Tell us your quote and travel details — our team confirms everything and explains how to pay.
Your policy certificate comes with a QR code that embassies and VFS can verify — valid for Schengen and other visa applications.
Compare all MIIPLC travel insurance plans side by side to find the perfect coverage.
| Feature | Business & Holiday | Student Plan | Employment Plan | Corporate CFT |
|---|---|---|---|---|
| Max Duration | 180 days | 12 months | 12 months | 1 year (30d/trip) |
| Worldwide Coverage | $50,000 | $50,000 | $50,000 | $50,000 |
| USA & Canada | $100,000 | $100,000 | $100,000 | $100,000 |
| Schengen Coverage | €30,000 | €30,000 | €30,000 | €30,000 |
| Medical Emergency | ✓ | ✓ | ✓ | ✓ |
| Medical Evacuation | ✓ | ✓ | ✓ | ✓ |
| Trip Cancellation | ✓ | ✓ | ✓ | ✓ |
| Lost Baggage | ✓ | ✓ | ✓ | ✓ |
| Schengen Visa Compliant | ✓ | ✓ | ✓ | ✓ |
| Best For | Tourism & business | Students abroad | Overseas workers | Frequent travelers |
MIIPLC travel insurance is accepted by all 29 Schengen embassies for both student and tourist (short-stay) visa applications from Bangladesh — with the mandatory minimum €30,000 medical coverage valid across the entire Schengen area.
| Schengen Country | Student Visa | Tourist Visa | Min. Medical Cover |
|---|---|---|---|
| Austria | ✓ | ✓ | €30,000 |
| Belgium | ✓ | ✓ | €30,000 |
| Bulgaria | ✓ | ✓ | €30,000 |
| Croatia | ✓ | ✓ | €30,000 |
| Czechia | ✓ | ✓ | €30,000 |
| Denmark | ✓ | ✓ | €30,000 |
| Estonia | ✓ | ✓ | €30,000 |
| Finland | ✓ | ✓ | €30,000 |
| France | ✓ | ✓ | €30,000 |
| Germany (Embassy-listed) | ✓ | ✓ | €30,000 |
| Greece | ✓ | ✓ | €30,000 |
| Hungary | ✓ | ✓ | €30,000 |
| Iceland | ✓ | ✓ | €30,000 |
| Italy (VFS-listed) | ✓ | ✓ | €30,000 |
| Latvia | ✓ | ✓ | €30,000 |
| Liechtenstein | ✓ | ✓ | €30,000 |
| Lithuania | ✓ | ✓ | €30,000 |
| Luxembourg | ✓ | ✓ | €30,000 |
| Malta | ✓ | ✓ | €30,000 |
| Netherlands | ✓ | ✓ | €30,000 |
| Norway | ✓ | ✓ | €30,000 |
| Poland | ✓ | ✓ | €30,000 |
| Portugal | ✓ | ✓ | €30,000 |
| Romania | ✓ | ✓ | €30,000 |
| Slovakia | ✓ | ✓ | €30,000 |
| Slovenia | ✓ | ✓ | €30,000 |
| Spain | ✓ | ✓ | €30,000 |
| Sweden | ✓ | ✓ | €30,000 |
| Switzerland | ✓ | ✓ | €30,000 |
Accepted by all 29 Schengen embassies for Bangladeshi applicants. Mercantile is named on the German Embassy Dhaka's official list of accepted medical insurance providers for Schengen visas, and Italy lists us on the VFS Global accepted-insurers list (No. 11, under our former name, spelled “Mercentile Insurance Company Ltd.” there). The minimum €30,000 medical coverage is valid across the entire Schengen area.
Real experiences from customers who trusted MIIPLC for their international journeys.
I bought Schengen insurance for my Germany visa. MIIPLC's policy was accepted at the German Embassy in Dhaka without any issues. Visa approved, trip was amazing. Highly recommended!
My luggage was lost in Dubai airport. I filed a claim through MIIPLC's online portal and received compensation within a few days. The claim team was very responsive and helpful.
As a student going to Canada, the Student Plan was perfect — great coverage at an affordable price. Got my policy certificate via email within minutes. Very smooth process.
We bought Hajj insurance for my parents through MIIPLC. When my father fell ill in Makkah, the 24/7 hotline guided us immediately to the right hospital. Their support was invaluable.
I've used MIIPLC's Corporate Frequent Travel plan for 2 years now. Multiple trips to Singapore and Thailand — the policy covers me for the full year without buying new insurance each time.
My flight was delayed in Istanbul for 12 hours. MIIPLC reimbursed my hotel and meal costs without any hassle. The online claim submission was easy. Will always use MIIPLC!
We've made the claims process simple and fast. Here's exactly what to do when you need us most.
Reach MIIPLC immediately through our Contact Us page as soon as the incident occurs abroad. Do not wait.
For medical claims, contact our TPA before hospital admission when possible. They can arrange direct billing with hospitals in many countries.
Hospital bills & reports, airline certificates (for delay/cancellation), police report (for theft), receipts for all expenses claimed.
Submit completed claim form + all supporting documents to info@miiplc.com or at any MIIPLC branch.
Our dedicated claims team reviews and verifies your claim against your policy coverage. Track status by calling our helpline.
Approved claims are processed promptly and compensation transferred directly to your bank account in Bangladesh.
Everything Bangladeshi travelers need to know before buying travel insurance.
Get your MIIPLC travel insurance policy in under 2 minutes. IDRA-approved. Worldwide coverage. Instant policy. 24/7 emergency support.
